The signs of a scam call
The FTC lists the same few tells again and again:
- A prize you have to pay for. You were “selected” or won a lottery, but there is a fee. If you have to pay to get the prize, it is not a prize.
- A threat. You will be arrested, fined or deported unless you pay a tax or debt right away. Real law enforcement and federal agencies do not call and threaten you.
- Pressure. Honest businesses give you time to think and send written information before you commit.
- A payment method you cannot reverse. Wire transfer, gift card, cryptocurrency or a payment app. Anyone who insists you can only pay that way is a scammer.
- A government agency asking for personal details. No agency calls out of the blue to ask for your Social Security number.
The FTC adds a shortcut: if the call itself breaks the law, such as a sales robocall you never agreed to, what it is selling is probably a scam. The FCC puts it in one line: if you feel pressured, or a caller asks you to pay with gift cards, it is a scam.
One more script to know: a caller asks “Can you hear me?” to record you saying “yes”, which can then be used to authorize charges.
What checking the number can tell you
A check on this site shows every report the FTC and the FCC have published about that exact number: how many, when, whether people described a robocall, a live caller or a text, and the subject they picked. It also shows which carrier holds the number's exchange and the town it belongs to, from NANPA's records.
Most numbers that scammers display are used briefly. In the FTC files published August 14, 2026 to November 11, 2026, 606,671 different numbers were reported, and 92% of them only once.
How many times each number was reported to the FTC
Numbers named in FTC Do Not Call reports published August 14, 2026 to November 11, 2026.
Show as a table
| Times reported | Numbers |
|---|---|
| Once | 557,093 |
| 2 to 4 times | 46,009 |
| 5 to 9 times | 2,374 |
| 10 times or more | 1,195 |
Three limits apply to every result:
- The agencies do not verify reports. They publish what consumers told them.
- Caller ID can be faked, and the faked number often belongs to a real person who has no idea it is being misused.
- NANPA's records name the carrier that holds the exchange, not the person or business using a number.
A number with no reports
No reports does not mean safe. The FCC notes that scammers usually switch numbers often, sometimes within hours. A number that nobody has reported yet can still be part of a scam, and judging the call by what the caller says and asks for is more reliable than judging it by the number.
How to check a call that seems real
- Hang up. Do not use any number the caller or a voicemail gives you.
- Call the organization on a number you find yourself: your statement, the back of your card or its official website. The FTC: use the number you find on your statement, never the number the caller gave you, which will take you to the scammer.
- Expect paper first. A legitimate caller asking for payment has usually sent you a written statement in the mail before calling.
If you already paid
Act fast: depending on how you paid, you may get your money back, and it is always worth asking. The FTC's steps by payment method:
| You paid by | Do this now |
|---|---|
| Credit or debit card | Call the issuer on the number on the back of the card. Federal law protects you from unauthorized credit card charges. |
| Zelle or bank transfer | Tell your bank or credit union and ask it to reverse the payment. |
| Venmo, Cash App, PayPal | Report it to the app and ask it to reverse the payment. |
| Gift card | Call the card company on the number on the back, tell them a scammer tricked you, and keep the card and receipt. |
| Wire transfer | Report it to the company and ask for a refund: MoneyGram 1-800-926-9400, Western Union 1-800-448-1492, Ria 1-877-443-1399. |
| Cryptocurrency | Contact the exchange or ATM operator. Crypto has fewer legal protections, so recovery is harder. |
| Cash by mail | Call the U.S. Postal Inspection Service at 1-877-876-2455 right away. |
| You gave your Social Security number | Report it at IdentityTheft.gov. |
Then report the scam at ReportFraud.ftc.gov. And be wary of anyone who calls offering to recover your money for a fee: the FTC calls that a fake refund scam. The next step is in how to report a call.